In the first week of January 2026, Utah, and OpenAI each drew a different line around health AI—and liability. Utah’s Doctronic pilot treats AI like a clinician, with malpractice coverage and preserved remedies. OpenAI adds medical-record syncing under unchanged disclaimers and a $100 cap.

Current AI health tools share the same flaw as traditional healthcare: they're episodic, not continuous. OpenClaw — a nerdy new tool that’s shot to 2 million users in nothing flat — shows us what comes next: AI assistants that monitor your health 24/7, cross-reference data sources, and act on your behalf without being asked.

For the last 50 years, the engine of technology innovation has been a consumer engine. Consumers have steadily accumulated new health capabilities—including diagnosis, treatment, and monitoring—much faster than healthcare organizations. This has caused a decades-old, large-scale migration of health-related activity from the healthcare system to the consumer tech system. But in my experience speaking with hundreds of healthcare CEOs and board members, these migrations remain largely invisible to healthcare leadership.

The FDA just updated its General Wellness guidance, allowing consumer devices to measure clinical parameters for coaching—no clearance required. The same week, Utah let AI renew prescriptions with no doctor. Both are doing the same thing: moving healthcare tasks out of traditional systems and into consumer channels.

Digital coaches are taking prevention where healthcare and public health can’t reach — into daily life. Activity trackers like Apple Watch, Fitbit, and Garmin now deliver personalized, continuous feedback at global scale, turning prevention into a business that keeps people healthier — and needing healthcare less.

AI health coaches aren’t just for athletes anymore. They’re starting to handle the day-to-day interpretation, advice, and treatment adjustments that once required doctors. From glucose monitoring to hypertension management, technologies like Dexcom, Teladoc, and Omada are quietly taking over the work of routine clinical decision-making. This new generation of digital health coaches marks the next step in a long trend — technology shrinking healthcare by making us need it less.